RBI releases plethora of draft regulations to consolidate existing regulations Manisha Ghosh & Sakshi Patil | finserv@vinodkothari.com In 2021, RBI had set up an expert committee with the ideal objective of consolidating the multitude of separate notifications, Directions, circulars, and regulations applicable to various regulated entities. The aim was to create a comprehensive repository that […]
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Dayita Kanodia and Chirag Agarwal | finserv@vinodkothari.com The proposed ECL framework marks a major regulatory shift for India’s banking sector; it is long overdue, and therefore, there is no case that the RBI should have deferred it further. However, it comes coupled with regulatory floors for provisions, which would cause a major increase in provisioning […]
Simrat Singh | Finserv@vinodkothari.com When AIF Regulations were formally introduced in 2012, the regulatory approach was deliberately light. The framework targeted sophisticated investors, allowing flexibility with limited oversight. Over the years, however, AIFs have become significant participants in capital markets. Market practices over the decade exposed regulatory loopholes and arbitrages. For example, some investors who […]
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Lavanya Tandon, Senior Executive & Anushka Ganguly, Executive | corplaw@vinodkothari.com
Payal Agarwal, Partner & Jayesh Rudra, Executive | corplaw@vinodkothari.com The 2025 Amendments to the AIF Regulations has brought substantive changes to the regulatory landscape for angel funds, moving the same as a category of Cat I Funds, as against a sub-category of Venture Capital Funds. However, regulatory oversight strictens, with the access exclusively limited to […]
– Team Finserv, finserv@vinodkothari.com In its current hectic phase of revamping regulations, the RBI has issued Draft Directions for lending and contracting with related parties. Separate sets have been issued for commercial banks, other banks, NBFCs and financial institutions. The definition of “related party” is more rationalised and improvised over the existing definitions in Companies […]
Qasim Saif, Vice President | finserv@vinodkothari.com This was being deferred for quite some time, but now it is time to move to expected credit loss provisioning. In a spate of regulatory proposals on 1st October, as a part of Statement on Developmental and Regulatory Policies, the RBI has proposed to come with proposed implementation of […]