Introducing Financial Services on ONDC: Opportunities & Challenges for Digital Lenders
– Shreshtha Barman | finserv@vinodkothari.com
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97 search results for: digital lending
Impact of Artificial Intelligence in the Lending Ecosystem
/0 Comments/in Uncategorized-Dayita Kanodia, Executive | finserv@vinodkothari.com “It is the quality of lending over the quantity of lending” -Lewis Thompson Preston Banking everywhere but never at a bank[1] Disbursement in the Indian lending market witnessed a growth of 11 percent and reached Rs.174 trillion in FY22, compared to Rs.11.4 trillion in FY17, with a record growth […]
Full Day Workshop on Partnering in lending (Mumbai)
/0 Comments/in Banks, digital lending, Financial Services, NBFCs, Securitisation, Training & WorkshopsLoan sourcing, co-lending, transfer of loans, securitisation Please note that registration for the workshop is closed, thank you for the overwhelming support! Do express your interests by filling this form: https://forms.gle/qoUwx99aV1acELSp6 Details of our workshop in Bengaluru: https://vinodkothari.com/2022/12/full-day-workshop-on-partnering-in-lending/ Our recent write-ups on the topic: Financial Services- https://vinodkothari.com/category/financial-services Digital Lending- https://vinodkothari.com/?s=digital+lending
Full Day Workshop on Partnering in lending:
/0 Comments/in Banks, digital lending, Financial Services, NBFCs, Securitisation, Training & WorkshopsLoan sourcing, co-lending, transfer of loans, securitisation Register here: https://forms.gle/Nq13Qf58uH3qge9D7 Venue: The Chancery Hotel, 10/6, Lavelle Road, Shanthala Nagar, Ashok Nagar, Bengaluru 560001 (location) Our upcoming workshops: https://vinodkothari.com/workshop-training/ Our resources: Financial Services- https://vinodkothari.com/category/financial-services Digital Lending- https://vinodkothari.com/?s=digital+lending
Expanding the ambit of IT Act in a bid for increased digitalisation
/0 Comments/in Information Technology– Neha Sinha, Assistant Legal Advisor | finserv@vinodkothari.com Introduction The Information Technology Act, 2000 (‘IT Act’) allows digital execution of documents by way of electronic and digital signatures. While the reach of IT Act is wide, certain contracts and transactions were excluded from its ambit. The First Schedule of IT Act enumerates the documents or […]
Lending without risk and risk without lending:
/0 Comments/in Banks, Financial Services, NBFCsThe new paradigm of lending partnerships in India – Vinod Kothari | finserv@vinodkothari.com In the world of lending, there is a new buzzword – sourcing partnership. This partnership entails the coming together of two entities, both which, let us presume, are financial entities. The one which has strong origination abilities partners with the one which […]
State moneylending laws don’t apply to NBFCs, holds SC
/0 Comments/in Financial Services, NBFCsTimothy Lopes, Manager | tim@vinodkothari.com In a landmark judgment dated 10th May, 2022, the Supreme Court in Nedumpilli Finance Company Limited vs State of Kerala & ors[1] held that the money lending laws will not apply in the case of NBFCs regulated by RBI. This ends an age-old quarrel between the States and NBFCs.
P2P lending: Fintech disruption in financial intermediation
/0 Comments/in digital lending, Financial Services– Vinod Kothari, Director ( finserv@vinodkothari.com ) Digital technology has disrupted a whole lot of things in our daily lives; slowly but surely, Fintech is changing the way we make payments and remittances, make or monitor investments, store and analyse financial data, and so on. One of the very important aspects of financial services industry […]
Electronic Mortgages: Towards a new trend in paperless mortgage lending
/0 Comments/in Financial Services, Housing finance, Securitisation– Vinod Kothari vinod@vinodkothari.com Paperless lending based on e-agreements and electronic documentation seems to be the future. The mortgage market is seeing the emergence of electronic mortgage note called ENotes. ENotes, which are issued as electronic negotiable instruments, have become popular in the US mortgage market. The COVID pandemic has given strong push the popularity […]
Moving to contactless lending, in a contact-less world
/0 Comments/in Financial Services, Financial services/ NBFCs/Fin-tech - Covid-19, Fintechs and Payment and Settlement Systems, NBFCs, RBI-Kanakprabha Jethani (kanak@vinodkothari.com) Background With the COVID-19 disruption taking a toll on the world, almost two billion people – close to a third of the world’s population being restricted to their homes, businesses being locked-down and work-from home becoming a need of the hour; “contactless” business is what the world is looking forward to. The […]