Entries by Team Finserv

Research Analysts v/s Investment Advisors – Is the Line Blurring ?

Last updated on 1st October, 2024 – Payal Agarwal, Associate and Dayita Kanodia, Executive | finserv@vinodkothari.com  An investment in knowledge pays the best interest – Benjamin Franklin Investment advisors and research analysts, including the unregistered ones have been on SEBI’s radar for quite some time. As per latest data available on SEBI’s website (30th September, […]

Fair Lending: RBI bars several practices

Lenders asked to mend ways immediately Team Finserv | finserv@vinodkothari.com Introduction If fairness lies in the eyes of the beholder, the RBI’s eye is getting increasingly customer-centric. This fiscal year, the RBI has issued circulars aimed at fostering fairness and transparency in lending practices; these come at the backdrop of circulars last year on penal […]

Allow borrowers to make free choice: RBI draft rules for digital loan aggregators

Manisha Ghosh l manisha.ghosh@vinodkothari.com In a move aimed at fostering transparency and consumer-centric practices in digital lending, the Reserve Bank of India (RBI) issued draft guidelines for digital loan aggregators on 26th April, 2024  titled ‘Digital Lending – Transparency in Aggregation of Loan Products from Multiple Lenders’. Comments are due on the same.  This regulatory […]