Manisha Ghosh, Senior Executive | finserv@vinodkothari.com Investment limits under Voluntary retention route (Rs. 2,50,000 crore) for investment in corporate bonds and G-secs have been merged and made a part of the limit assigned for regular investments by FPIs under General Route (15%, 2% and 6% of outstanding stock of Corporate debt securities, State Government securities […]
Team Finserv | finserv@vinodkothari.com The Budget 2026 may not have brought any significant regulatory amendments or reliefs for the financial sector entities, however, the regulator has proposed a box full of surprises for the regulated entities. The Statement on Developmental and Regulatory Policies dated February 6, 2026 has proposed various significant changes. The measures span […]
The Pre-Summit workshop dated 28th May, 2026 is Sold Out! We have announce a repeat workshop on 27th May, 2026. Register your interest now before the seats fill up again! Register Here : https://forms.gle/maTWJ2kBowndrLVS8 Our Other Upcoming events:
Harshita Malik | finserv@vinodkothari.com Refer our detailed write-up on the topic titled as Bank-NBFC Partnerships for Priority Sector Lending: Impact of New Directions
Manisha Ghosh, Senior Executive | finserv@vinodkothari.com
In this edition of Shastratha, we deliberate on the regulatory framework, key concerns, and practical considerations relating to loans to related parties by banks and NBFCs, including governance expectations, prudential limits, and recent regulatory developments impacting such transactions. Shastrarth can be viewed here – https://youtube.com/live/o87BhAcZPio Our other resources on the subject: https://vinodkothari.com/2026/01/rbi-brings-revised-norms-on-related-party-lending-and-contracting/ https://vinodkothari.com/2026/01/lending-to-your-own-rbi-amendment-directions-on-loans-to-related-parties/ PPT for […]
Register your interest here: https://forms.gle/cfHXEVc39B4g14ek6 A 5th December 2025 RBI amendment has introduced significant changes to the manner in which business activities may be allocated among banks and entities within banking groups, including NBFCs, HFCs, securities broking entities, AMCs, and others. These changes impact all banks with non-banking subsidiaries or associates, as well as all […]
– Team Vinod Kothari Consultants, finserv@vinodkothari.com Basis a proposal made vide proposed regulation circulated on 4th October, 2024, (“Draft Proposal”), the RBI has released Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) (Amendment) Directions, 2025, which put several significant restrictions on group entities of commercial banks, eventually leading to a group-wide regulation. […]
-Team Finserv | finserv@vinodkothari.com From 28th Nov 2025, all RBI regulated entities are governed by a completely new set of regulations. We provide a complete comparative snapshot of the familiar old regulations and the new avatars. We have also shortlisted the changes, if any, as also commented for your comfort where there are no changes […]
Team Finserv | finserv@vinodkothari.com In its recent consolidation exercise of the Master Directions applicable to NBFCs, the RBI has done a lot of clause shifting, reshuffling, reorganisation, replication for different regulated entities, pruning of redundancies, etc. However, there are certain places where subtle changes or glimpses of mindset may have a lot of impact on […]