Not Just a Marketplace: Lender Primacy, Disclosures and Consent Architecture in Digital Loan Sourcing
– Archisman Bhattacharjee (finserv@vinodkothari.com) Key Themes and Takeaways Digital loan sourcing through DLAs is no longer a marketing function; it is a regulated gateway into the lending relationship. The regulatory framework under the Reserve Bank of India and the Digital Personal Data Protection Act, 2023 together reshape how sourcing interfaces must be designed. REs remain […]