Our Resouces on Digital Lending and Default Loss Guarantee :

DATE OF PUBLICATION TITLE AUTHOR LINK
March 18, 2026Digital Lending: Intersection of DPDPA and the RBI RegulationsTeam Finservhttps://vinodkothari.com/2026/03/digital-loan-sourcing/
February 13, 2026Not Just a Marketplace: Lender Primacy, Disclosures and Consent Architecture in Digital Loan SourcingArchisman Bhattacharjeehttps://vinodkothari.com/2026/02/not-just-a-marketplace-lender-primacy-disclosures-and-consent-architecture-in-digital-loan-sourcing/
November 13, 2025Referral or Representation? The Fine Line Between LSP, DSA and Referral PartnerSimrat Singh & Sakshi Patilhttps://vinodkothari.com/2025/11/referral-or-representation-the-fine-line-between-lsp-dsa-and-referral-partner/
October 22, 2025Principles of Neutrality for Multi-Lender PlatformsAditya Iyerhttps://vinodkothari.com/2025/10/principles-of-neutrality-for-multi-lender-platforms/
September 8, 2025Understanding the CCO’s Certification for DLAs: Digital Lending Directions, 2025Aditya Iyerhttps://vinodkothari.com/2025/09/understanding-the-ccos-certification-for-dlas-digital-lending-directions-2025/
June 4, 2025Multi-lender LSPs – Compliance & ConsiderationsAditya Iyerhttps://vinodkothari.com/2025/06/multi-lender-lsps-compliance-considerations/
May 9, 2025Digital Lending Directions, 2025Aditya Iyer & Tejasvi Thakkar https://vinodkothari.com/2025/05/digital-lending-directions-largely-a-consolidation-new-rules-on-multi-lender-platforms-and-lending-apps/
28 June 2023 Rise, Fall & Subsequent Legitimisation Of Default Loss GuaranteesAnita Baid and Shubhojit Shome https://vinodkothari.com/2023/06/rise-fall-subsequent-legitimisation-of-default-loss-guarantees/
09 June 2023 FAQs on Default Loss Guarantee in Digital LendingTeam Finserv https://vinodkothari.com/2023/06/faqs-on-default-loss-guarantee-in-digital-lending/
08 June 2023 RBI To Release Guidelines To Permit Default GuaranteesAnita Baid https://vinodkothari.com/2023/06/rbi-to-release-guidelines-to-permit-default-guarantees/
25 May 2023Digital lending Balloon: Navigating the path to growthDayita Kanodia https://vinodkothari.com/2023/05/digital-lending-balloon-navigating-the-path-to-growth/
April 17, 2023Is this lending digital or physical?Anita Baid in conversation with Mr. Vinod Kotharihttps://www.youtube.com/live/89PtYjU5S3Y?feature=share
April 15, 2023Impact of Artificial INtelligence in the Lending Ecosystem.Ms. Dayita Kanodia https://vinodkothari.com/2023/04/impact-of-artificial-intelligence-in-the-lending-ecosystem/
November 19, 2022Reintroduction of the Data Protection Bill: Analysing the Implications for Fintech.Team Finserv https://vinodkothari.com/2022/11/reintroduction-of-the-data-protection-bill-analysing-the-implications-for-fintech/
October 07, 2022Lending Service Providers for Digital Lenders: Distinguishing Agency Contracts and Principal-to- Principal ContractsMs. Neha Sinhahttps://vinodkothari.com/2022/10/lending-service-providers-for-digital-lenders-distinguishing-agency-contracts-and-principal-to-principal-contracts/
September 8, 2022Structured Default Guarantee Mr. Qasim Saifhttps://vinodkothari.com/2022/09/structured-default-guarantees/
September 2, 2022Digital Lending: Footnote prescriptions heavier than headlines.Ms. Anita Baid https://vinodkothari.com/2022/09/digital-lending-footnote-prescriptions-heavier-than-the-headlines/
August 11, 2022FAQs on Digital Lending Guidelines Team Finservhttps://vinodkothari.com/2022/08/faqs-on-digital-lending-regulations/
August 10, 2022RBI Regulations on Digital Lending Team Finservhttps://vinodkothari.com/2022/08/rbi-regulations-on-digital-lending/
December 20, 2021Neo-Banks and their confluence with India’s Financial LandscapeMr. Sameer Gahlot https://vinodkothari.com/2021/12/neo-banks-and-their-confluence-with-indias-financial-landscape/
December 10, 2021P2P Lending: Fintech disruption in financial intermediationMr. Vinod Kotharihttps://vinodkothari.com/2021/12/p2p-lending-fintech-disruption-in-financial-intermediation/
November 25, 2021Debugging the Digital Lending Domain Team Finservhttps://vinodkothari.com/2021/11/debugging-the-digital-lending-domain/
January 14, 2021Digital Consumer Lending: Need For Prudential Measures And Addressing Consumer ProtectionMr. Siddarth Goelhttps://vinodkothari.com/2021/01/digital-consumer-lending-need-for-prudential-measures-and-addressing-consumer-protection/
June 25, 2020Extension of FPC on lending through Digital platforms Ms. Anita Baid https://vinodkothari.com/2020/06/extension-of-fpc-on-lending-through-digital-platforms/
02 Nov 2019 Steering Committee Report on Digital Lending: Issues and SolutionsMs. Richa Sarafhttps://vinodkothari.com/2019/11/digital-lending/