-Vinod Kothari (vinod@vinodkothari.com) Among the disruptive Fintech practices, app-based lending is certainly notable. The scenario of an app-based lending is somewhat like this – a prospective borrower goes to an app platform, fills up some information. At the background, the app collects and collates the information including credit scores of the individual, may be the … Continue reading Lenders’ piggybacking: NBFCs lending on Fintech platforms’ guarantees